So its been a while since we’ve had a Baya fiancial business update from our Director Jackie, so this week shes given us all the exciting news…
We have a new member on our team…
I am pleased to say that Shareena Pickford started with us this week to head our processing department. She comes with a wealth of experience from both Barclays and Weatherby’s Private Bank. Her wealth of experience in both residential and commercial finance together with HNW client management, give an extra breadth to Baya financials offerings.
As Processing Manager, Shareena will work closely with Jackie and Ellie in Sales and Hannah in compliance. Shareena’s arrival reinforces Baya financials’ capabilities at a time of strong growth. This will further enforce Baya financials commitment to excellent customer service and pulling out all stops to get the completion.
A note from Shareena…
I am delighted to be joining Baya financial; they have an excellent track record, combined with a business model that particularly resonates with clients revolving around outstanding personal service, along with a culture of integrity and transparency.
Market update
Although we still have a constant steam of enquiries, and a steady flow of completions, there is definitely a change in the timescales to get these over the line. Lender’s legals have become very heavy on the information gathering and what would have been a sensible overview, requires more and more enquiries back to the client’s lawyers. This needs to be factored in, particularly if there is a tight completion date.
As a specialist in refurbishment funding, this area has not slowed down at all. We are dealing with refurb to HMO and other assets where value can be added. Valuations, as always, can be a challenge, currently demand timescales can make or break a case. Get your facts and figures in place to make sure there are no surprises.
Is this to do with Brexit and the lingering uncertainty of what will be happening? Perhaps. It is definitely an exciting time in politics, of which we are unlikely to ever see again, but you have to stay sharp.
Exciting new sponsorship…
Being an all-female company, we thought it fitting to sponsor a local girl’s football team. From this week we are the proud sponsor of the St Albans under 8’s girl’s Central team. I was asked to consider it, and it wasn’t that difficult a decision! The investor market for many is trying to get a better work life balance, so putting our name against something outside the industry that includes families seemed a sensible addition to the marketing mix.



