See Why Our Clients Keep Coming Back!​

"I can't speak highly enough of Baya Financial. After 6 months of frustation with another broker Jackie & her team were straight on the case with ideas & options within 24 hours of being introduced. Their expertise & passion is evident and I wouldn't hesitate to make them my first port of call going forwards."

“Thanks for all your hard work and assistance with my case. It was definitely far harder than I initially thought it would be.  You have all been wonderful, particularly when speaking to all the parties involved in order to get it complete. Thanks Team"

"Baya provided outstanding service from start to finish. There's a big disparity between mortgage brokers. Some will help you fill out paperwork and apply for a mortgage whilst processing as many applications as possible. A good mortgage broker is somebody who provides clear information every step of the way and guides you through every step of the way. Ellie and Jackie literally spent hours with me across multiple phone calls patiently answering my myriad of questions. Towards the end when it became quite challenging to provide all the necessary paperwork they leveraged their relationship with the lender to push the deal across the line. I couldn't recommend them more highly and will certainly use them again myself."

Thank you Baya financial! I can’t explain how grateful I am to Ellie and Jackie for arranging our mortgage. We used a bridging loan to purchase a property to convert to an HMO. Once complete, two had two valuations with HMO specialist lender come back with a zero valuation. We were about to give up and sell our investment as we didn’t see a way out and our brokers were also helpless! Ellie and Jackie evaluated our case carefully and, with their support we got valuation back that satisfied lenders requirements. Thanks to them we were able to pay off the bridging loan off and get some extra. We can’t explain how much we appreciate Baya financial, they helped us with most complex case that other brokers failed us on. Thank you, ladies!!!

"I was introduced to Jackie over 5 years ago. As a regulated IFA I needed a commercial broker to assist me with enquiries I receive. I have recommend Baya to my clients, and also used them personally. Whether it is for myself or my clients, the process is exactly the same. They have excellent communication, knowledgeable staff and they always keep the momentum going. Their conversion to completion is high because of this formula. It is vital to my business that I am able to have complete trust in companies that I recommend, as this is paramount to my reputation. I am not surprised they have been nominated for best broker."

I now have the keys and just wanted to thank everyone for all the hard work you have all put in on making this purchase happen on a tight deadline. I appreciate the late evening calls and emails and lightning responses to everything. I will certainly recommend you all and hopefully work with you again shortly.

"I was introduced to Jackie over 5 years ago. As a regulated IFA I needed a commercial broker to assist me with enquiries I receive. I have recommend Baya to my clients, and also used them personally. Whether it is for myself or my clients, the process is exactly the same. They have excellent communication, knowledgeable staff and they always keep the momentum going. Their conversion to completion is high because of this formula. It is vital to my business that I am able to have complete trust in companies that I recommend, as this is paramount to my reputation. I am not surprised they have been nominated for best broker."

"Ellie was amazing getting our foot in the door with Shawbrook. We didn’t think that we would qualify for refinancing with them as this was our first HMO, but under her guidance we succeeded. Shareena was also great leading us through the application process of this demanding commercial lender. Both Ellie and Shareena were highly responsive, efficient and in constant contact. They truly are a formidable team. We will definitely be using Baya Financial for our next project."

"The entire team at Baya Financial are incredibly good at what they do. You should not underestimate the value of a good broker. We have found Ellie, Jackie and Trisia to be at the top of their game in this field and we simply could not have made our recent purchase without all of you. Thank you!"

"Without doubt the best broker I’ve ever used. Jackie, Ellie and the team guided me through every step of my latest purchase, finding creative solutions to overcome the many obstacles that the bridging lender presented. I’m certain it would have fallen through without their expert help and their close relationship with lender, which is priceless in my opinion. They are the only broker I will use from now on. Thanks again!"

"Ellie and Jackie at Baya were fantastic - they found us the best rate in a challenging and quickly changing market. They managed the various challenges that arose, and got it completed in a tight deadline, and importantly made it easy for us (and they're lovely to deal with!). We will certainly come back to them in the future and would gladly recommend them."

"Ellie and Jackie are absolutely fantastic! This was our first time using Baya Financial and I can honestly say, the team are the best. They are so open to sharing their vast knowledge of the market and lenders, which was needed at this volatile financial time of the market and interest rates; their advice and ability to provide reassurance to support decisions was so appreciated. Jackie, Ellie and Trisia work as a great team to ensure an efficient end, communicating throughout. Jackie and Ellie’s attentive approach built trust very quickly. I can’t thank them enough. I couldn’t recommend them highly enough, and look forward to working with them again, as we grow our portfolio."

"Put simply, the best specialist broker I have ever worked with. I used 2 other large companies in the last 12 months, both of whom were useless, and so decided to try a smaller company. These guys went above and beyond, and I will only ever use Baya Financial for bridging finance going forward. A real "dream team"."

"You couldn't ask for more from a Broker. My journey through the purchase, drawdowns on the bridge and then refinance of our first HMO development project couldn't have been more challenging, presenting an endless tsunami of unforeseen issues and curveballs that were totally out of anyone's control. Throughout they were the calm, knowledgeable guides I needed, coming up with solutions time and time again. I couldn't have done it without them and I never will."

"I have worked with Baya Financial for purchasing a number of commercial and residential properties over the past few years and I can honestly say their service is one of the best in the industry. They are professional yet personal and a pleasure to deal with. 100% recommend."

"Great service from start to finish - Good communication throughout the application process and secured the right product at the right price - My go to BTL Mortgage broker for future purchases - Thanks Ellie"

big thanks to the Baya team for their support in getting our HMO over the line, Trisia, Ellie and Jackie provided support all the way through. Would highly recommend!

An enormous thank you to Ellie, Jackie and Trisia - highly professional throughout our recent refinance. They worked superbly with solicitors' and mortgage companies to ensure completion on time. Thank you Baya - would recommend to all!

Ellie, Jackie, and Trisia recently assisted us with a refinance, helping us secure £110,000 more than our previous broker. I highly recommend the team at Baya for their professional, efficient, and pleasant service.

Expert, top drawer advice. Baya Financial are amongst the elite of the broking industry.

Thanks to Baya financial Ltd. I will definitely recommend them to anyone for their brokerage service, they are very professional and good at what they do. I am about to use them again which says it all plus I have recommended them to friends and family.

These guys are the best. Efficient, swift and know their stuff!

Can't recommend Baya highly enough. We recently worked with Baya on a purchase using bridging finance followed by a refinance onto term product after refurbishment / conversion to HMO. These things can be tricky/confusing at times with lots of moving parts but Baya really simplify the whole process! We got a clear idea of the expected refinance value early on and always felt in safe hands with regards to exiting the bridge and going onto term product. Communication is great from all of the team. Highly recommended!!

Absolutely amazing service from Ellie, Trisia and the team at Baya financial! Was on a bridging loan for a property refurbishment/refinance project (BRRR) and chose Baya based upon a recommendation, for the exit plan onto a buy to let mortgage. The whole process from start to finish was effortless and the communication throughout was A1. Absolutely brilliant and I shall see you on the next one! Thanks

I've been really pleased with the service provided by Baya Financial and have already been recommending them. Ellie was always knowledgable, easy to get hold of and responded quickly, and the team helped get the bridging loan over the line, I'll definitely use them again

Great service from Ellie and the team. They surely make the process a lot easier, will be using them again. Ellie was bang on the with valuation! Thanks

Used Baya for bridging and mortgage on around 10 projects. HMO's, SA's & Residential properties. Jackie, Ellie, Trisia & Terri are all brilliant. Great with communication and fight your corner when trying to complete quickly!

Excellent Service from all at Baya regular updating and they worked their magic in the background

I have been working with Ellie, Jackie and rest of the Baya team for a few years now and they have provided an outstanding service every time. I look forward to us continuing to work together for many years to come, and would highly recommend Baya for all of your financing requirements.

Ellie and Jackie at Baya were fantastic - they found us the best rate in a challenging and quickly changing market. They managed the various challenges that arose, and got it completed in a tight deadline, and importantly made it easy for us (and they're lovely to deal with!). We will certainly come back to them in the future and would gladly recommend them. Thanks!